| Marsh, the world's leading insurance intermediary and risk advisor. |
| Marsh & McLennan Companies,Inc.(MMC) |
| MMC is the parent company of Marsh, the insurance intermediary and risk advisor; Guy Carpenter, the risk and reinsurance specialist; Kroll, the risk consulting firm; Mercer, the provider of HR and related financial advice and services; and Oliver Wyman, the management consultancy. |
| Risk Consulting and Technology |